Watercraft
Missouri ranks 6th* in the country in terms of total damages arising from recreational boating accidents. Operator inattention and improper lookout, inexperience, speed and alcohol are the leading contributors. After evaluating your watercraft needs, we will customize an insurance program to thoroughly protect you and your family.
Coverage Features:
- Replacement cost for eligible watercraft
- Agreed value claims settlement
- 12 month navigation with seasonal navigational prices
- Customization coverage
- Broad navigational territory
Types of Watercraft:
- Runabouts
- Fishing boats
- Cruisers
- Yachts
- Jet Skis
Territory limitations – your policy will limit where you can operate your watercraft and still maintain a valid and collectible insurance policy. Be sure to call your agent if you plan a trip outside of your routine boating destination to confirm you’ll still be operating within the policy territory and ultimately covered. 