Automobile
Whether it’s your new luxury vehicle, or your teen’s first set of wheels, we can put together a coverage plan that protects you and your family from damaging losses. Benefits of some of the policies we offer include:
- Replacement Cost Coverage: Replaces your older vehicle with a newer model after theft or total loss.
- Original Parts Coverage: Repairs made with parts from the original equipment manufacturer (OEM). Most policies only pay for aftermarket substitutes.
- Agreed Value Coverage: Initially, we’ll agree upon the value of your new vehicle. Then if your car is totaled or stolen, you receive a check for the agreed amount. This could be many thousands above blue book.
- Non-Owned Auto Coverage: Protection for families who do not carry a personal automobile policy. Coverage is provided for operating vehicles you don’t own, such as rental cars.
- Lease Gap Coverage: Do you owe more on your car than it’s worth? If so, where will the difference come from between the loss settlement and the higher loan amount if your vehicle is stolen or totaled? Our gap protector will pay the difference so you don’t have to.
Vehicle Types:
- Private passenger
- High value
- High performance
- Classic and antique
- Automobile collections
To receive the most for your car after a total loss or theft, make sure the claims adjuster is aware of the following: 1) recent upgrades or repairs 2) if your vehicle was in unusually good condition and 3) whether or not your car had special features. These all can be considered for maximizing your claim settlement. 
